Trusted for over 15 years by over 120,000 people

IHMS Basic IHMS Basic Plus IHMS Standard IHMS Standard Plus IHMS Comprehensive NHIS Standard NHIS Expanded IHMS

Standard Benefits

1 Provision of Prescribed Drugs                
2 Blood Transfusion                
3 Out-Patient Consultations                
4 Basic Laboratory Test                
5 Basic X-rays                
6 Admissions                
7 Out-of-Station Care                
8 Minor Surgeries                
9 Emergency Room Care                
10 Comprehensive X-rays                
11 Comprehensive Laboratory Tests                
12 Specialist consultation                
13 Intermediate Surgeries                
14 Maternity Care                
15 Physiotherapy                
16 Primary Opthalmic Care                
17 Family Planning                
18 HIV Support                
19 NPI Immunization                
20 Advanced and Complex Investigations                
21 Major Surgeries                
22 Comprehensive Ophthalmic Care                
23 Comprehensive Dental Care                
24 Additional Immunizations                

Optional Benefits

1 Primary Ophthalmic Care                
2 Primary Dental Care                

The IHMS HMO Health Plan is highly flexible and hence does not impose services you do not need on you. You may, therefore, add Optional Benefits to any of the main plans you purchase.


  • Optional benefits cannot be bought on a standalone basis.
  • We can also customize a health plan for your organization if any of the main plans do not meet your requirements.