Financial Risk Protection
You can suffer serious financial losses from unexpected illnesses, if you do not adopt proactive measures to protect your staff. Unlike the traditional post-paid approach of retainership or medical reimbursement, the insurance based IHMS pre-paid health plan protects you from excessive and unpredictable medical expenditure and allows you enjoy comprehensive and reliable health cover with minimal distortion of your health budget.

With the IHMS Health Plan, you are protected from the financial losses that may result from the simplest to the most complex illness that you, your staff, family and friends are exposed to.

The IHMS Health Plan covers:

• Routine visits to the doctor
• Emergency Care
• Intensive Care
• Laboratory tests, X-Rays, Ultrasound Scan, ECG, CT scan, MRI etc.
• Specialist care
• Hospitalization
• Surgeries
• Antenatal, Maternity and Child Welfare Services
• Ambulance Services
• and much More

Our health plans are distinguished by their comprehensiveness, affordability and flexibility ensuring that no matter your health protection needs and your budget, there is a health plan for you.

A detailed description of the healthcare coverage that is available is provided here.