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| : : Premium Table |
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| Our products are so priced to ensure that a member receives a comprehensive scope of health services for a relatively moderate sum. Please find below premium rates for our generic brands: |
| IHMS Basic Plan |
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Premium
per person per year |
Premium
per family per year
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Limits |
| Corporate |
8,500.00 |
34,000.00 |
100,000.00 / Person
400,000.00 / Family |
| Group |
8,500.00 |
34,000.00 |
100,000.00 / Person
400,000.00 / Family |
| Family |
N/A |
53,000.00 |
400,000.00 |
Individual |
13,000.00 |
N/A |
100,000.00 |
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| IHMS Standard Plan |
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Premium
per person per year |
Premium
per family per year
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Limits
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| Corporate |
12,500.00 |
50,000.00 |
250,000.00 / Person
1,000,000.00 / Family |
| Group |
12,500.00 |
50,000.00 |
250,000.00 / Person
1,000,000.00 / Family |
| Family |
N/A |
75,000,00 |
100,000.00 |
Individual |
20,000.00 |
N/A |
250,000.00 |
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| IHMS Standard Plus Plan |
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Premium
per person per year |
Premium
per family per year |
Limits |
| Corporate |
22,000.00 |
88,000.00 |
400,000.00 / Person
1,600,000.00 / Family |
| Group |
22,000.00 |
88,000.00 |
400,000.00 / Person
1,600,000.00 / Family |
| Family |
N/A |
135,000,00 |
280,000.00 |
Individual |
35,000.00 |
N/A |
400,000.00 |
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| IHMS Comprehensive Plan |
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Premium
per person year |
Premium
per family year |
Limits |
| Corporate |
55,000.00 |
180,000.00 |
750,000.00 / Person
3,000,000.00 / Family |
| Group |
55,000.00 |
180,000.00 |
750,000.00 / Person
3,000,000.00 / Family |
| Family |
N/A |
280,000,00 |
3,000,000.00 |
| Individual |
85,000.00 |
N/A |
750,000.00 |
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NOTE: Individuals and families may be required to undergo medical test(s) before enrolment |
Prinmary Dental Care (For Standard, Standard Plus and Comprehensive Plan Only) |
Primary Ophthalmic Care (For Standard, Standard Plus and Comprehensive Plan Only) |
Annual Medical Examination (For Standard Plus & Comprehensive Plan Only) |
Local Emergency Medical Evacuation (For Standard, Standard Plus and Comprehensive Plan Only) |
International Emergency Medical Evacuation (For all Plans) |
International Medical Insurance (For all Plans) |
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: : Exclusions |
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The following services are not covered under any of the plans:
- Treatment for diseases, illness or injury not covered under a member’s health plan
- Treatment by a provider not on our network (except in cases of emergencies)
- Complex major surgeries such as kidney transplants, heart and brain surgeries, etc.
- Plastic and Cosmetic surgery
- Treatment for HIV/AIDS related disorders
- Radiotherapy and Anti cancer treatment
- Investigations and treatment for problems relating to infertility
- Provision of artificial limbs, dental prosthesis and hearing aids
- Treatment for willfully inflicted injuries
- Treatment for diseases or injuries resulting from nuclear or chemical contamination, war, riot, revolution or similar event
- Treatment for illness arising out of drug or substance abuse
- Embalming and related services
These can however be covered on a special arrangement. |
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| Terms of Payment |
Payment is usually made on an annual basis at least 2 weeks before commencement of coverage. Payment cannot be refunded once paid for a particular period. Coverage lapses if renewal is not effected on due date. |
| DISCOUNTS |
We offer fair discounts if your employee population is large. |
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| home - about us - services - health plans - enrolment - premium - service providers - contact |
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International Health Management Services Limited
2, Joseph Street, Off Broad Street, Lagos
Tel: 234-1-2645160 ; 2633632; 2646318;08027695433
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