Trusted for over 15 years by over 120,000 people

IHMS Basic IHMS Standard IHMS Standard Plus IHMS Comprehensive NHIS Standard NHIS Expanded

Standard Benefits

1 Provision of Prescribed Drugs            
2 Blood Transfusion            
3 Out-Patient Consultations            
4 Basic Laboratory Test            
5 Basic X-rays            
6 Admissions            
7 Out-of-Station Care            
8 Minor Surgeries            
9 Emergency Room Care            
10 Comprehensive X-rays            
11 Comprehensive Laboratory Tests            
12 Specialist consultation            
13 Intermediate Surgeries            
14 Maternity Care            
15 Physiotherapy            
16 Primary Opthalmic Care            
17 Family Planning            
18 HIV Support            
19 NPI Immunization            
20 Advanced and Complex Investigations            
21 Major Surgeries            
22 Comprehensive Ophthalmic Care            
23 Comprehensive Dental Care            
24 Additional Immunizations            

Optional Benefits

1 Primary Ophthalmic Care            
2 Primary Dental Care            

The IHMS Health Plan is highly flexible and hence does not impose services you do not need on you. You may therefore add Optional Benefits to any of the main plans you purchase.


  • Optional benefits can not be bought on a standalone basis.
  • We can also customize a health plan for your organization if any of the main plans do not meet your requirements.